NICL AO Recruitment 2026: 321 Administrative Officer (Scale I) Posts – Generalist & Specialist
National Insurance Company Ltd (NICL), a public sector general insurer, has invited online applications for 321 Administrative Officers (Scale I) from the open market – 200 Generalists and 121 Specialists (Finance, Legal, IT, Automobile Engineers, Risk Engineers, Company Secretaries and Agriculture). Online registration runs from 08 October to 28 October 2026. Selection is through an online Preliminary exam (17 Nov 2026), Main exam (22 Dec 2026) and interview.
Official Notification PDF: NICL AO Recruitment 2026-27 – Official Advertisement PDF
Important Dates – NICL AO 2026 |
|
| Online registration starts: | 08/10/2026 |
| Last date to register & pay fee: | 28/10/2026 |
| Phase I (Preliminary) online exam: | 17/11/2026 |
| Phase II (Main) online exam: | 22/12/2026 |
| Call letter download: | To be notified on the NICL website |
| Age counted on: | 01/10/2026 |
Application Fee |
|
| General / OBC / EWS: | ₹1,000 (incl. intimation charges & GST) |
| SC / ST / PwBD: | ₹250 (intimation charges & GST) |
| Payment window: | 08/10/2026 to 28/10/2026, online only |
| Pay the examination fee online via Debit Card, Credit Card, Net Banking, UPI, or as per options available on the official portal. | |
📺 NICL AO 2026 – Form Filling & Exam Guide
Watch our video guide covering eligibility, important dates, fee, vacancy details, and how to apply online.
Important Links |
|
| Apply Online: | Apply Online – NICL AO 2026 |
| Download Official Notification PDF: | NICL AO Recruitment 2026-27 – Official Advertisement PDF |
| Official Website: | NICL Recruitment Page |
| Watch Updates on YouTube: | Sarkari Job Selection YouTube |
| Join Our Channels for Live Updates: | |
WhatsApp Channel
Telegram Channel
Category-wise Vacancy Details
| Discipline | Posts | UR | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| Finance (CA & CMA) | 20 | 10 | 5 | 2 | 1 | 2 |
| Legal | 20 | 10 | 5 | 2 | 1 | 2 |
| Information Technology | 10 + 1 backlog (OBC) | 5 | 2+1 | 1 | 1 | 1 |
| Automobile Engineers | 20 | 10 | 5 | 2 | 1 | 2 |
| Risk Engineers | 28 | 13 | 7 | 3 | 2 | 3 |
| Company Secretaries | 2 | 1 | 1 | 0 | 0 | 0 |
| Agriculture | 20 | 9 | 5 | 3 | 1 | 2 |
| Specialists total | 121 | 58 | 31 | 13 | 7 | 12 |
| Generalist | 200 | 80 | 55 | 30 | 15 | 20 |
| Grand total | 321 |
PwBD vacancies are included within the above (Specialists: 2/3+2 backlog/1/1; Generalist: 1/3+1 backlog/2/2 across categories a, b, c and d&e). A candidate may apply for only ONE discipline. Vacancies are provisional.
Educational Qualification (60% marks; 55% for SC/ST/PwBD)
- Generalist: Graduate / Post Graduate in any stream.
- Finance: CA (ICAI) or CMA (ICMAI) and graduation/PG in any discipline.
- Legal: Graduate / Post Graduate in Law.
- IT: B.E./B.Tech/M.E./M.Tech in CS/IT, or MCA.
- Automobile Engineers: B.E./B.Tech/M.E./M.Tech in Automobile Engineering, or any engineering degree plus a diploma (min. 1 year) in Automobile Engineering.
- Risk Engineers: Engineering degree/PG in any discipline other than CS/IT and Automobile.
- Company Secretaries: ACS/FCS from ICSI and graduation/PG in any discipline.
- Agriculture: 4-year graduate / PG in Agriculture, Agricultural Biotechnology or Agricultural Engineering.
Age Limit (as on 01 October 2026)
21–30 years – born not earlier than 02.10.1996 and not later than 01.10.2005. Upper age relaxation: SC/ST 5 years, OBC (NCL) 3 years, PwBD 10/13/15 years (Gen-EWS/OBC/SC-ST), eligible ex-servicemen/ECOs/SSCOs 5 years, disabled defence personnel 3 years, confirmed PSU general insurance employees 8 years (maximum age 45 with cumulative relaxation).
Salary
Starting basic pay ₹82,485 in the scale 82485-4050(14)-139185-4390(4)-156745. Total emoluments are about ₹1,14,000 per month in metropolitan centres, plus NPS pension, gratuity, medical benefits and company/leased accommodation as per norms.
NICL Administrative Officer Scale I In-Hand Salary
₹130,147
₹122,491
₹116,676
| Compensation Component | X Cities (Tier 1) | Y Cities (Tier 2) | Z Cities (Tier 3) |
|---|---|---|---|
| Part 1: Monthly Earnings & Allowances (Gross Additions) | |||
| +Basic Pay | ₹82,485 | ₹82,485 | ₹82,485 |
| +Dearness Allowance (DA @ 60%) | ₹49,491 | ₹49,491 | ₹49,491 |
| +House Rent Allowance (HRA) | ₹24,746 (30%) | ₹16,497 (20%) | ₹8,249 (10%) |
| +Transport Allowance (TPT + DA) | ₹5,760 | ₹2,880 | ₹2,880 |
| Total Gross Monthly Salary | ₹162,482 | ₹151,353 | ₹143,105 |
| Part 2: Government Deductions (Monthly Recoveries) | |||
| -NPS Contribution (10% Basic + DA) | ₹13,198 | ₹13,198 | ₹13,198 |
| -CGHS (Medical Benefits) | ₹450 | ₹450 | ₹450 |
| -CGEGIS (Insurance Fund) | ₹60 | ₹60 | ₹60 |
| -Estimated Monthly Income Tax (TDS) | ₹18,627 | ₹15,154 | ₹12,721 |
| Total Monthly Deductions | ₹32,335 | ₹28,862 | ₹26,429 |
| Net In-Hand Salary (Take Home) | ₹130,147 | ₹122,491 | ₹116,676 |
Exam Pattern
Phase I – Preliminary (online, 60 minutes, 100 marks):
| Section | Questions | Marks | Time |
|---|---|---|---|
| English Language | 30 | 30 | 20 min |
| Reasoning Ability | 35 | 35 | 20 min |
| Quantitative Aptitude | 35 | 35 | 20 min |
Phase II – Main (online): Objective test of 250 marks in 3 hours plus a 30-minute, 30-mark descriptive English test (essay, précis, comprehension).
| Section | Generalist (Q/Marks) | Specialist (Q/Marks) |
|---|---|---|
| Reasoning | 50 / 50 | 40 / 40 |
| General Awareness | 50 / 50 | 40 / 40 |
| Quantitative Aptitude | 50 / 50 | 40 / 40 |
| English Language | 50 / 50 | 40 / 40 |
| Computer Knowledge | 50 / 50 | 40 / 40 |
| Professional knowledge (discipline) | — | 50 / 50 |
| Total | 250 | 250 |
One-fourth of the marks of a question is deducted for each wrong answer in the objective tests.
Selection Process
- Phase I Preliminary exam – about 15 times the vacancies (category-wise) shortlisted for the Main exam.
- Phase II Main exam (objective + descriptive) – sectional and overall cut-offs; qualified candidates called for interview.
- Final merit on Main exam and Interview in the ratio 80:20. A waiting list of up to 50% of vacancies may be kept.
- Selected officers serve a 1-year probation (extendable) and must pass the Licentiate exam of the Insurance Institute of India; a 4-year service bond applies.
How to Apply
- Visit nationalinsurance.nic.co.in/recruitment and open the AO 2026-27 online application link.
- Register with name, mobile and e-mail; choose ONE discipline (Generalist or a Specialist stream).
- Upload photo, signature, left thumb impression and hand-written declaration as specified.
- Pay the fee online and submit by 28/10/2026; print the application and e-receipt.
NICL AO 2026 – Frequently Asked Questions (FAQs)
NICL AO 2026 – Important Candidate Instructions (Prevent Rejection!)
Ensure strict compliance with the following directives:
- Official notice first: Read the full official advertisement before you apply. This page is a summary.
- One application: Submit only one application per post unless the notice allows more. Duplicate forms can be rejected.
- Documents: Keep certificates, category proof and photo ID ready. Originals are checked at document verification.
- Last date: Do not wait for the last day. Portals slow down near the closing date.